House for sale with zero commission directly by the owner
 

Goal
BUYERS
SELLERS
 

 Analyze budget

The idea is to record your money entries and exits for a year. Depending on your situation, an individual or family budget can be established.

To better understand your ability to save, please use the following table:


My annual budget
Annual net income (after tax)
Individual
Family
Salaries / Commissions
Alimony    
Family Allowance
   
Child Tax Credit
   
Interest
   
Other (rent, premium)
   
Total Revenue:
   

Fixed expenses Individual Family
Rent / Mortgage and taxes
Electricity / Heating
Phone / Cell
Cable
Life Insurance
Car Insurance
Home Insurance
Licensing & Registration
Daycare
Alimony
Loans (car loan/others)
Credit cards
Savings Plan (RRSP)
Variable Expenses
Food
Restaurants / School dinners
Transit
Gasoline / Car maintenance
Care / Drug
Education Children
Clothing
Home Maintenance
Music / Books / Newspapers
Office Supplies
Smoke / Alcohol
Entertainment (movies, sports, courses)
Travel
Child Tax Credit
Charitable
Furniture / Decoration
Other (gifts, book, pet, etc..)
Total expenditure:

Income:
Less Expenses:
Grand total :

If the grand total is negative, it means that your expenses exceed your income. In this case, you must revise your priorities in your life.